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| Type of fee | Amount |
| NSF | $0 |
| Recording | As permitted by applicable law |
| Subordination | $0 |
| Partial release | $300 maximum |
| Overnight mail | $9 |
| Type of fee | Amount | Description |
| Subordination | Varies | A fee will be charged for the subordination of a lien. |
| Verification of mortgage | $0 | Borrower will not be charged a fee. |
| Prior year 1098 | $0 | Borrower will not be charged a fee. |
| Release fee | $0 | Borrower will not be charged a fee. |
| NSF | $0 | Borrower will not be charged a fee. |
| Duplicate release of lien fee | $0 | Borrower will not be charged a fee. |
| Late fee | Varies; please refer to your contract or note | A fee will be charged for a late payment according to the terms of your loan Contract or Note and not to exceed limitations placed by state law and regulation. |
| Pay by phone | $4.00 | A fee will be charged by a third party payment service for any payment made over the telephone. |
| Inspection fee | $0 | Borrower will not be charged a fee. |
| Broker price opinion | $125-175 | If delinquent on a loan, a Broker's Price Opinion may be ordered to determine the value of the property. |
| Foreclosure/judgement attorney fees | Varies | Reasonable and customary expenses and court costs will be charged to the borrower for the cost of legal services incurred in relation to a foreclosure or judgment action as allowed by state law and regulation. |
| Foreclosure/judgement expenses and court fees | Varies | Reasonable and customary expenses and court costs will be charged to the borrower for the cost of legal services incurred in relation to a foreclosure or judgment action as allowed by state law and regulation. |
| Payoff fee | $0 | Borrower will not be charged a fee. |
| Prepayment penalty fee | $0 | Borrower will not be charged a fee. |
| Appraisal | $350-500 | A fee will be charged if an appraisal is ordered to determine the property's value in the event of Borrower default on their loan. |
| Title search | Up to $250 | A fee will be charged to conduct a title search on your property. |
| Lawn care/snow removal | $75-125 per event | If the property is vacant and/or abandoned, contractors may be retained to perform lawn care or snow removal. Services may include frequently watering, trimming shrubs and/or cutting the grass. Snow removal may include removing snow from the entry walk, porch and/or driveway. |
| Utilities | Based on local utility rates | If the property is vacant and/or abandoned, we may make water, electric and/or gas utility payments directly to the utility company and charge against the loan at the same amount. |
| Winterize/de-winterize | $175-250 per event | If the property is vacant and/or abandoned, steps may be taken to protect the property from winter elements. Services may include, but are not limited to, draining plumbing and heating systems, maintaining water services to houses where a community water service is involved, and/or turning off water supply to the property, etc., and may include the use of air pressure and/or adding anti- freeze to prevent freeze- ups. |
| Damage repairs | Based on a bid by third-party contractors | If the property is vacant and/or abandoned, we may have a contractor conduct repairs to address and fix identified damages to a property or otherwise take measures to prevent further damage from occurring. |
| Cleaning | Based on a bid by third-party contractors | If the property is vacant and/or abandoned, we may have contractors provide cleaning services to address any health and/or safety issues. Services may include, but are not limited to, general cleaning, cleaning refrigerators, stand alone freezers, and toilets. |
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