An important notice about Coronavirus (COVID-19) Payment Assistance.

Loan Servicing Fee Schedule


Fees will be charged as follows or as permitted by applicable law.

Type FeeFree Amount
NSF0
RecordingAs permitted by applicable law
Subordination$0.00
Partial Release$300 maximum
Overnight Mail$9

Servicing Schedule of Fees.

Type Of FeeCostDescription
SubordinationVariesA fee will be charged for the subordination of a lien.
Verification Of Mortgage$0.00 Borrower will not be charged a fee.
Prior Year 1098$0.00 Borrower will not be charged a fee.
Release Fee$0.00 Borrower will not be charged a fee.
NSF$0.00 Borrower will not be charged a fee.
Duplicate Release of Lien Fee$0.00 Borrower will not be charged a fee.
Late FeeVaries. Please refer to your loan Contract or Note.A fee will be charged for a late payment according to the terms of your loan Contract or Note and not to exceed limitations placed by state law and regulation.
Pay by Phone$4.00 A fee will be charged by a third party payment service for any payment made over the telephone.
Inspection Fee$0.00 Borrower will not be charged a fee.
Broker Price Opinion$125.00 - $175.00If delinquent on a loan, a Broker's Price Opinion may be ordered to determine the value of the property.
Foreclosure/Judgment Attorney FeesVariesReasonable and customary attorney's fees will be charged to the borrower for the cost of legal services incurred in relation to a foreclosure or judgment action as allowed by state law and regulation.
Foreclosure/Judgment Expenses and Court CostsVariesReasonable and customary expenses and court costs will be charged to the borrower for the cost of legal services incurred in relation to a foreclosure or judgment action as allowed by state law and regulation.
Payoff Fee$0.00 Borrower will not be charged a fee.
Prepayment Penalty Fee$0.00 Borrower will not be charged a fee.
Appraisal$350.00-$500.00A fee will be charged if an appraisal is ordered to determine the property's value in the event of Borrower default on their loan.
Title SearchUp to $250.00A fee will be charged to conduct a title search on your property.
Lawn Care/Snow Removal$75 to $125 range per event.If the property is vacant and/or abandoned, contractors may be retained to perform lawn care or snow removal. Services may include frequently watering, trimming shrubs and/or cutting the grass. Snow removal may include removing snow from the entry walk, porch and/or driveway.
UtilitiesBased upon local utility rates.If the property is vacant and/or abandoned, we may make water, electric and/or gas utility payments directly to the utility company and charge against the loan at the same amount.
Winterize/De- Winterize$175 to $250 range per event.If the property is vacant and/or abandoned, steps may be taken to protect the property from winter elements. Services may include, but are not limited to, draining plumbing and heating systems, maintaining water services to houses where a community water service is involved, and/or turning off water supply to the property, etc., and may include the use of air pressure and/or adding anti- freeze to prevent freeze- ups.
Damage RepairsBased upon a bid by third party contractors.If the property is vacant and/or abandoned, we may have a contractor conduct repairs to address and fix identified damages to a property or otherwise take measures to prevent further damage from occurring.
CleaningBased upon a bid by third party contractors.If the property is vacant and/or abandoned, we may have contractors provide cleaning services to address any health and/or safety issues. Services may include, but are not limited to, general cleaning, cleaning refrigerators, stand alone freezers, and toilets.